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Horizon Consulting
Sectors
Sector

Payment service providers: license, rails, and merchant onboarding.

From MSB to EMI: we structure your license, connect you to fiat and crypto rails, and build the merchant onboarding flow that scales without burning out on compliance.

The problem

What's wrong
with the traditional way.

The symptoms we see over and over in teams that come to us after 6 months lost.

01

A generic license that doesn't work for you

A Mauritius MSB sounds great until you find out your target market won't accept it.

02

Weak rails

A single processor. If they drop you, you're off the air.

03

Manual merchant onboarding

KYB in Excel. Takes days, kills conversion.

04

Reactive compliance

Sample-based monitoring. The regulator finds what you didn't.

The Horizon approach

How we
do it.

Three concrete steps with verifiable deliverables in each one. No slides or endless decks.

1

The right license

MSB Mauritius/SC, EMI UK/Lithuania, VASP UAE: we choose using data from your roadmap.

2

Diversified rails

3+ fiat processors + 2 crypto rails. No single point of failure.

3

Onboarding in minutes

Automated KYB + risk scoring + continuous monitoring.

Deliverables

What you take away.

Everything you need to operate, with no phantom items in the contract.

  • 01PSP/EMI license in the right jurisdiction
  • 02Multi-rail integration (fiat + crypto)
  • 03Automated merchant onboarding (KYB)
  • 04Scoring and monitoring engine
  • 05Quarterly regulatory reporting

Want it applied to your project?

A Horizon consultant reviews your specific case. Free diagnostic.